You Don’t Need a Raise, You Need a Plan

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 19 March 2025

⏱️ 84 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! Rachel Cruze & Ken Coleman answer your questions and discuss: "My new husband and I both have major trust issues when it comes to money," "We are $25k upside down on a truck," "Should I rent a studio to my parents?" "How we can remain content while renting over the next 24 months?" "How do I protect myself if I move in with my boyfriend?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Sign up for a free training with our EveryDollar team! 🤓 File your taxes with 100% accurate software that’s 20% of the price. 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you 🛒 Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership 💸 The Ramsey Show Highlights Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Hey guys, Dave Ramsey here.
0:01.3	Me and Dr. John Deloney are coming to a city near you on the Money and Relationships Tour.
0:06.5	It's happening soon.
0:07.9	So don't wait.
0:09.0	Get your tickets at Ramsey Solutions.com slash tour.
0:12.9	Music This is the Ramsey show where America comes to win with your money, win in your profession and win in your relationships.
0:36.1	Thrilled to have you with us.
0:37.2	Triple 8855-225 is the phone number.
0:40.5	Rachel Cruz joins me today.
0:42.1	I'm Ken Coleman, and let's get right to it.
0:44.4	Are you ready to roll?
0:45.3	Let's do it.
0:46.1	Can you answer these questions.
0:47.2	Christy is up first in Kansas City.
0:49.7	Christy, how can we help today?
0:52.7	So I was just wondering how you guys would handle this.
0:56.1	My husband and I are newly married, about six months.
1:00.5	We were both previously married.
1:02.0	I was married for 26 years, and he was married for seven.
1:05.3	And both of us through our relationships, it's like we both had financial infidelity by our partners.
1:14.2	So I found out that my ex-husband had been lying to me about money for well over 15 years.
1:21.6	And then his ex-wife, she left him and then he's a farmer,, so they have a large farm, and she tried to take the whole farm.
	...

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