Welcome to the Excel Stillmore podcast. I am your host Chris Emerson. It is my great pleasure today to announce to you a new and additional sponsor for our program.

Tyler Kane is a friend of mine and a brother in Christ, and he is a senior loan officer for Fairway Independent Mortgage.

Tyler and his team have extensive knowledge of the mortgage industry,

and their dedication has made them a trusted partner for many wonderful families.

Whether you're a first-time home buyer or looking to refinance

or talk about future home ownership goals,

Tyler and his team are here to guide you every step of the way.

We've included a link to their website in the show notes, or you can reach Tyler directly at

813-380-8487. Thank you so much for listening today. Let's get started.

Hey, welcome back. I hope you are excited about a wonderful holiday week.

Release date for this episode is Monday, November 20th, which of course means this Thursday is Thanksgiving,

and that will be a driving force behind our topic today.

Before we get to that, let me mention a couple of things to you pretty quickly.

First of all, did you hear the new intro leading into today's episode?

Tyler Kane is a new sponsor for the program.

You'll be hearing his intro or outro over the next several months.

John Cunningham continues to be a stable partner in this venture, but he actually connected

Tyler and me not too many weeks ago.

And really all three of us thought

it might be interesting to just provide for you someone in the mortgage industry who is a

Christian and works for a national agency that can help you from the very beginning of the process

all the way through to home ownership or refinancing or whatever your needs might be. So I just wanted

...