Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

That's right.

I'm Joel and I am Matt.

And we're from the how-to money podcast.

Our show is all about helping you make sense of your personal finances so you

can ditch your pesky credit card debt once and for all, make real progress on other crucial

financial goals that you've got, and just feel more in control of your money in general.

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podcasts all right welcome to kelson's book club just kidding this is still movie mike's movie

podcast but it's the book episode it's the book episode but you host this because i haven't

read any books i'll give you my top comics i've read this year, but I have not finished a book this year.

I know. I have this very formal posted note. My best books of the year. Probably going to have to consult my good reads still.

Tell everybody how many books you read total this year. I have finished 80.

Yeah.

I'm reading others, but 80 was my goal for the year.

I actually hit all of my, like, personal growth goals for the year.

My goals were, well, at the start of the year, they were focused on books and boxing classes.

And then, like, midway through the year, it was about finding a job.

But I have since found a new job. I hit 250 boxing classes and then like midway through the year it's about finding a job but I have since

found a new job I hit 250 boxing classes and I've read 80 books so I'm done with the personal

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