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Hey, I'm Kramer. Welcome to a special San Francisco edition of Bad Money. Welcome to Kramer.

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Sometimes, reluctantly, Wall Street has to think long-term. I say reluctantly because in this business, if you're talking long term, that usually means you're either missing numbers or you're dead.

That's what I keep thinking as we swooped down to the second day of the JP Morgan Healthcare Conference, which is filled with CEOs who are talking about the future of health care.

Even as most investors would say, hey, listen, tell me what happened today.

So here's what happened.

Dahlvance 21 points, S&B advanced 0.11%, and the NASDAQ lost 0.23%.

Why am I so willing to focus on the so-called out years?

Because the long-term possibilities for these companies, frankly, they're incredible.

By the way, incredibly lucrative, too, Even as the present is good, but not great.

So at the risk of antagonizing the day traders out there, let me tell you what I saw today.

Give you a prelude to some of our amazing guests.

I want to start with a stock that got pummel today, Eli Lilly, pulverized.

Here's a company that pre-announced $58 to $61 billion in

next year, substantially better than expected on the back of those GLP-1 drugs, approved for diabetes,

weight loss, and now obstructive sleep apnea. There's just one problem here.

Lilly's fourth quarter estimates, the fourth quarter that we just finish. They aren't as

strong as Wall Street was hoping. So it went from the best to the best to the worst to the worst, finishing at the bottom of the SB 500 today, which is saying some, because there are 499 other companies in that index that perform better than this colossus.

So why am I not perturbed?

Why did I like everybody else running for the hills?

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