Nobody Builds Wealth by Accident

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 12 February 2025

⏱️ 85 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Rachel Cruze & Jade Warshaw answer your questions and discuss: "My husband hides everything regarding our finances," "Should I get a traditional job?" "How do I save up for a divorce?" "My in-laws want to gift us a partnership, should we accept?" "I'm $200k in debt and unemployed," "My wife wants to move but we can't afford it; how do I tell her?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📖 Check out our State of Personal Finance study 📱Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Start your free budget today. Download the EveryDollar app! 📙 Check out George Kamel's Breaking Free From Broke today. 💼 Connect with a RamseyTrusted tax pro for help with payroll and more 🪑 Check out Front Row Seat with Ken Coleman! 🏠 Bundle your insurance with a trusted independent insurance agent Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Live from Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.
0:22.5	I am Rachel Cruz hosting this hour with bestselling author and my good friend, Jade Borshaw,
0:27.2	and we are answering your questions.
0:29.7	So give us a call at AAA-8-25-2-25.
0:33.8	We'll be talking about your life, your money, your relationships, your careers, anything and everything.
0:39.3	We are here for you.
0:41.1	So first off, kicking us off this hour is Jocelyn in Lubbock, Texas.
0:46.6	Hi, Jocelyn.
0:47.5	Welcome to the show.
0:48.9	Well, if we're taking my call, how are you doing?
0:52.1	We're doing great.
0:53.2	How can we help?
1:00.0	Well, actually, my husband and I have been together for 26 years. We have three sons, and he worked as a software developer, and I'm a stay-home mom for 20 years.
1:05.0	And he handled all the monies, and I take care of the kids.
1:08.0	So it worked quite well until eight years ago. I kind of expect him to
1:12.4	step up for our teen son, but that didn't happen. So I wasn't happy, and then our marriage turns out.
1:20.3	So and then since then, I no longer allowed to know the household finance. He gave me a credit card
1:26.1	to buy food and necessity for the kid and
1:28.7	you know, for the family. But I don't know how much he makes anymore. And he doesn't even
1:33.5	ask me to sign the text return filing. So I really don't know what's going on. And I asked
1:41.2	him, well, during the COVID, he almost died at the hospital, and I asked him, you know, the password to pay the bills on his laptop.
1:51.0	And, you know, he refused to do that.
	...

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