The Key to Transformation Is Admitting You Have a Problem

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 11 February 2025

⏱️ 87 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Jade Warshaw & Ken Coleman answer your questions and discuss: "I'm scared my impulse buying will put my family in jeopardy," "Should I wait to pay off my credit card debt?" "Should I take out a HELOC and invest those funds?" "How do I get out of a $33k car loan?" "My mother-in-law stole $13k from us," "Do single people have a shot at purchasing a house?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💼 Connect with a RamseyTrusted tax pro for help with payroll and more 💵 Start your free budget today. Download the EveryDollar app! 📙 Check out George Kamel's Breaking Free From Broke today. 🪑 Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	This is the Ramsey Show America.
0:17.1	It's where we help you win with your money, win in your profession, and win with your relationships.
0:22.2	Alongside the fabulous Jade Warsha, I'm Ken Coleman.
0:25.9	Phone number to jump in.
0:26.9	AAA 825-5-2-25-2-25.
0:29.7	Triple-8-25-2-25.
0:32.3	You ready to roll?
0:33.3	Let's rumble.
0:34.4	Let's go.
0:34.9	Eli is joining us in Dallas, Texas.
0:37.4	Eli, how can we help?
0:39.5	How are you doing, guys?
0:41.0	Thank you for taking my call.
0:44.0	Man, I'm not even quite sure where to begin, but I seem to have a ginormous problem
0:50.8	handling my finances.
0:53.5	I am 27 years old with a wife and two kids,
0:57.0	and I have one on the way in July.
1:00.0	And I'm just kind of like up to my throat in stress
1:05.0	on trying to figure out what I got to do to stay the course
1:09.0	in trying to be debt-free.
1:11.8	I've been a part of the show for about six months now.
1:14.9	I even bought Dave Ramsey's The Total Money Makeover, and everything was going well.
	...

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