Hey everyone, it's Robby here with Rob D and you are listening to the Property Podcast.

And it's our least favorite episode of the year, probably your favorite, but our least favorite

because we look back at what we said. And at the beginning of the year, we made a lot of predictions

about property but also beyond. And every year for some silly reason, we review those

predictions. So consider it an early Christmas gift to you this episode, where we look back and go,

okay, what did we say? How wrong did we get it? All right. We'll see.

Yes, welcome back to the podcast. Thank you for joining us. In case you don't know, we run a business that buys more than £100 million worth of property every year. You can find out about that at property hub.net slash invest. And to try to prove to someone, you, ourselves, that we have a right to be doing this. I don't we know why we do it.

But we do. We make predictions and we'll be reviewing those for you in just a second.

Before we do, a quick roundup of the news from this week. It's been a big month for property price data. Halifax reduced their latest monthly numbers just after we recorded our

market update podcast. So we can update you on that.

But I will not do it now because it will spoil up what we've got coming up in a minute where we review our house price predictions for the year.

So we'll keep that on hold for now.

The other thing that's been in the news this week, which has really annoyed me,

the housing minister is looking at adding a new ban into the renter's rights bill.

Because it's not quite enough in there at the moment. He now wants to ban landlords being able to collect rent in advance of more than one month. So at the moment, if, for example, you rent

to students from overseas who are currently outside the UK, they have no UK credit history,

there's not really any referencing that you can do on them, it's pretty standard to take

sometimes up to a whole year in advance, and that's a way

of reducing your risk. But according to the housing minister, this is extortionate and unfair. So if he

manages to get this amendment in, that is something you won't be able to do in future. And this

has annoyed me, because it's like they're removing all means by which property owners can actually

make a decision. So you're not going to be able to accept bids of above the asking rent. You're now not going to be able to take rent in advance.

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