Welcome to the Rise Podcast. I'm Rachel Hollis and I've built a multi-million dollar

media company with a high school diploma and a Google search bar. Each week we'll be

sharing tangible direct advice or inspiring interviews with the same intention. These

are the tools to change your life.

All right, sister. I am so excited to have you on the podcast today. I have had the

distinct pleasure to get to have dinner with you before and I feel like this is a chance

for the audience to get some of that awesome wisdom, girl time that I got to have. So if

they have never heard of you, which seems impossible, but if that were true, can you please

tell our listeners who you are, what you do, and how you got there.

Yes, absolutely. Well, thanks Rachel for having me on. I know it's so fun to be able to

work together and do this. So I appreciate it. So I am Rachel Cruz and I'm a financial

expert in the personal finance space. And I travel and write and speak and have a YouTube

show and do content all around personal finance, specifically helping people gain control

of their money, everything from budgeting and getting at a debt to even talking about

insurance and investing and taxes, like get very, very tactical, but also the high level

of really helping people gain control of this part of their life that usually is a very

stressful point for people, which is their money. And I love really setting that foundation

and that table for people and giving them a plan. And I grew up as Dave Ramsey's daughter.

So that was kind of my intro into that was going to be the question was like, and how do

you know this in for me? Yes, that's right. But it's funny though, because people just

assume growing up as Dave Ramsey's kid that we had like mutual fund parties, like,

like, in the summer and like all this stuff. And really growing up, mom and dad were very

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