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The Property Podcast

TPP627: Does property REALLY beat shares?

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.82K Ratings

🗓️ 20 March 2025

⏱️ 24 minutes

🧾️ Download transcript

Summary

It’s the age-old battle – property vs shares, but which investment truly comes out on top? Join us as Rob & Rob deep dive into the data to put this debate to the test. They break down past performance, future potential, pros and cons, and share key takeaways to help you decide which investment is best for your financial goals. From past performance to future potential, they break down the pros, cons, and key takeaways to help you decide which is best for you.    (0:56) News story of the week.  (3:15) The debate begins…  (4:30) How has each performed in the past?  (9:20) Looking to the future.    (16:15) Which works best for you?   (18:15) So, who wins?  (20:53) Hub extra.    Links mentioned:  Buying beats renting: First-time buyer mortgage repayments 20 per cent lower than rent across Great Britain  Day One  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

Transcript

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0:00.0

Hey everyone, it's Rob B here with Rob D and you are listening to the Property Podcast.

0:05.8

Today is a battle, an age-old battle between good and evil.

0:10.0

No, not really. It's between property and shares.

0:13.0

Which one is good? Which one is evil? Which one is the best? Which one must you be investing in?

0:17.5

I think you're going to be surprised about how we tackle this subject.

0:20.0

It's not going to be the slam dunk that you think it is. Welcome to the Property Podcast. Thank you for

0:30.9

joining us. In case you don't know, we run a company that invests more than £100 million worth

0:34.6

in property every year on behalf of our clients. You can find out about that at property hub.net slash invest. But not everyone is keen on property. Some people swear by shares.

0:43.3

Are they right? Which has performed better in the past and which is going to do better if you start

0:47.2

investing today? We have put together our own data that I've not seen anywhere else before.

0:51.4

And it casts a very interesting light on things. So do stick

0:55.2

around. So it's time for our news story at the week. And this is a really interesting news story.

1:00.7

The headline explains enough, but we'll go into more detail. And the headline is, from

1:04.8

Zouple, buying beats renting. First time buy a mortgage repayments, 20% lower than rent across Great Britain.

1:13.1

Rob, that's quite a percentage. I think a lot of people just assume that property is really

1:17.5

expensive and that renting is more efficient to do, but that's not the case.

1:22.1

No, and I was really surprised by this. And obviously, it's talking about averages, they made

1:26.5

assumptions, and so it's going to be different

1:27.8

for every person. But I would have assumed that because mortgage rates have gone up so much over the

1:32.9

last few years, that of course, that means mortgage repayments are higher and therefore renting would be

1:36.7

relatively cheaper than it had been previously. But of course, rents have gone up substantially over

1:42.3

the last few years as well. And so I assume

...

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