ASK469: How do I start when I have cash but no job? PLUS: How can I know if this company is legit?

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.8 • 2K Ratings

🗓️ 25 March 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

It’s that time again! Let’s get into this week’s Ask Rob & Rob with two new great listener queries… (0:40) With a background in construction and £150K to invest, Rhys and his girlfriend are diving into flipping properties with the goal to build a rental portfolio. But with Rhys unable to work due to a disability, securing mortgages is a challenge, so he turns to Rob & Rob for advice on their strategy. (4:00) Alex wants to invest in HMOs in the North while living in the South, but with so many sourcing agents out there and wary of working with one remotely, he asks the guys what due diligence he should do to ensure they’re legitimate. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Inves

Transcript

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0:00.0	Hi, I'm Rob.
0:03.0	And I'm Rob.
0:04.0	And this is Ask Rob and Rob.
0:05.0	Welcome to Ask Rob and Rob.
0:08.0	It's the show where we answer your property questions.
0:10.0	And the show, of course, starts with you.
0:13.0	So we like to make it really simple for you to send your questions our way.
0:16.0	We do head over to Property Hub.net forward slash ask.
0:20.0	That's Property Hub.net forward slash ask that's property hub.net forward slash ask there you can
0:24.8	leave us a message you can call us and leave a voicemail if you prefer or if you want to write in with
0:30.4	your question we have our wonderful column in the sunday times each and every sunday in the home
0:35.5	section so if you want to get your question in that way,
0:37.8	you can as well. First question's in from Rees. Just coming on for a bit of advice, really.
0:44.2	I've been in the construction industry for most of my life. I'm 27 now, mainly doing ground works
0:50.1	and some home renovations, etc. as a job. But due to a disability, I can't really work on
0:58.2	building sites and stuff anymore, so I've been made unemployed, although I have saved up
1:02.5	enough money for a deposit on the house. And recently, I have got some inheritance off a family
1:08.1	member of around £150,000. Me and my girlfriend have just brought
1:13.9	a place where we will be moving in, renovating it and then flipping it. And we were planning on
1:20.1	doing this with multiple properties. Eventually, my end goal would be to have multiple properties to rent
1:26.1	out. And I was just wondering if you guys had any
1:28.8	tips and stuff on what would be the best way to go about doing this. And the only problem is
	...

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