Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive into all things millennial finance, debt,

saving mindset, and how to have financial freedom to enjoy life in your 20s and 30s.

I want you to leave this podcast with more confidence around your Mula and the belief that

your biggest financial dreams are

possible for you. So let's talk money. Today we are going to Than Money podcast. Today we are going to be talking about why I save $0 a month. And again, if you're anything like me, I grew up being told you should always be saving a percentage of your paycheck, like save a percentage

of every paycheck. I can remember when I was younger if a relative or something sent me a birthday

card that had $15 in it or something, my parents would say, oh, you should take a percentage of

that to save, like for college or, you know, you should always

just be setting money aside. So I did grow up with, well, especially, you know, I had my first job.

I mean, honestly, like my first jobs. I was probably like nine or 10. I was like a mother's helper,

which is basically like your babysitting,

but the parent is like still there. Think of like a work from home situation where they just like

kind of need somebody to watch baby. Kind of fucked up that it's called, it was called a mother's helper.

Like what about the dad? Right. What about a dad dad's helper the mother is not solely responsible for

the child it's two people anyway that's that's a podcast for another day but so yeah i i started

working really young and while i didn't save like i didn't really set money aside to save.

I always had this lingering thought of that's what I should be doing.

Like I thought like, oh, I should be setting a certain percentage aside.

I should be doing that.

And especially my thought process was the only reason I'm not doing it is because I don't have enough money. Like the people with the most

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