Tariffs, What They Mean For Loan Officers
Loan Officer Freedom
Carl White
5 • 743 Ratings
🗓️ 4 April 2025
⏱️ 22 minutes
🧾️ Download transcript
Summary
Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.
In this episode, your hosts, Carl White and Owen Lee discuss the recent developments in the mortgage industry, including the impact of tariffs and the current market dynamics.
They reflect on their recent State of the Mortgage Industry address, where they broke Zoom with over 1,000 attendees!
They also dive into how tariffs can influence inflation and recession, and what that means for loan officers navigating these changes.
With expert insights and real-time market analysis, they emphasize the importance of prospecting and being prepared for the upcoming opportunities in the mortgage business.
Don't miss out on valuable information that could help you navigate the mortgage landscape!
For more details and to access the full recording of our recent State of the Mortgage Industry address, visit StateofTheMortgageIndustry.com.
Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.
Transcript
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| 0:00.0 | Wow. It has been an interesting week, Owen. It's been an interesting week. |
| 0:13.6 | So, and I think we need to timestamp this. So normally I don't timestamp these, but I think that's important. |
| 0:23.2 | So today, as we're recording this, it's Friday, April 4th, 2026th. |
| 0:30.8 | And so just a few days ago, we had the state of the mortgage industry address that you and I held. We broke Zoom, by the way. |
| 0:41.0 | We did. Zoom only allows 1,000 people. And we had that like in the first like two minutes. |
| 0:46.6 | And, you know, where we're getting these texts, hey, how do I get in? You probably ought to show up a little earlier next time, you know. |
| 0:52.0 | So anyway, it was fantastic information. |
| 0:55.5 | And if you want to go listen to the recording of that, if you go to, see, what is it, |
| 1:01.4 | state of the mortgage industry.com, state of the mortgage industry.com, |
| 1:07.2 | you can hear a full recording of it and watch it and it's free you can have that we'll |
| 1:12.2 | leave that up for probably about a i don't know how long not not too long because it'll get dated again |
| 1:16.6 | and we always owen and i always want to keep you fresh information so go i go check that out |
| 1:20.9 | as soon as this is over with anyway so what we're going to talk about here is um is the tariffs |
| 1:27.2 | i mean and how does that in the mortgage business? And, |
| 1:30.4 | well, it's almost, you know, you date stamped it. I almost want to timestamp it. It's about |
| 1:36.0 | 9.30 in the morning because who knows what's going to happen by lunch, right? That, you know, |
| 1:41.0 | on it on, I'll inside. That's, that's actually a great point. Yeah. I mean, it's, you know, Carl, a lot of times, you know, on it, on, on, all can aside, that's, that's actually a great point. Yeah. |
| 1:44.7 | I mean, it's, you know, Carl, a lot of times we've been talking on the loan officer breakfast club. |
| 1:52.0 | You're gracious enough to have me on almost every Thursday. |
| 1:56.1 | And we've talked about certain things over the course of the last 18 months. |
| 2:01.6 | And one of those things is the market no longer moves on fundamentals. |
| 2:06.6 | The market moves on what the perception of what the fundamentals might be six months from today. |
... |
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